為人父母不簡單李富多 - 2008-03-15
近期身邊朋友家中辦喜事, 準備愛女出嫁而忙過不停，有惑而發，嘗試描寫為人家長的辛酸事。於金融風暴後，精打細算的香港人，寧願養寵物也不願養小孩，生育率偏低。以一個中產家庭為例，要把子女從出生養育到大學畢業，需要花費接近四百萬港幣。所謂生兒不難養兒難，除了心血之外，錢財也不少得。家長寧願節衣縮食，也要每年花費超過二十萬元送子女去讀國際學校，或者送到外國私立學校升學，希望他們接受最好的教育。至於一般家庭，香港教育由小學到中學都是免費，大學則有資助，畢業後才攤還，父母只需要支付子女衣食住行及娛樂等開支，培育子女到大學畢業，開支只會是中產家庭的十分一，約四十多萬元。
最近跟有小朋友的家長說，真的要花那麼多錢，單是幼稚園的學費每個月都要三千元! 三千元x12個月即是3萬6千元，如果日後要入讀名牌直資小學及中學，學費更高達4萬多元一年，讀足12年，如學費不加也要60萬左右。跟著再算一算大學的學費，如以現時4萬2千元計算x4年，都要16萬8千! 再按按計數機，11萬幼稚園學費，中小學費60萬，再加17萬大學費，也要88萬! 這還未計生活費、零用、書薄費、學校雜費及課外活動的學習費用! 可是現在的學際那麼混亂，還是想送子女去外國讀大學，學費普遍要3萬4千美元一年，還未計萬多元一年的宿舍費，原來那時單是學費就付了106萬港幣，難怪那家長比喻已送了一層樓給她!
回想早前恆生銀行的廣告，李麗珊稱養大一個孩子要四百萬，真的有點嚇人。現今的遲婚趨勢，使不少人升格為父母時，已近三十五歲，等到孩子上大學，父母年紀都已超過五十歲，甚至年屆退休。既要籌措子女的教育費，還要開始準備自己未來的退休金，等於是蠟燭兩頭燒。養兒育女固然是為人父母的天職，但父母不必要全盤承擔子女的大學教育經費，可讓子女一同來努力。父母應和子女面對面溝通教育經費，教導孩子做預算，計畫未來，讓他們了解家中生活支出狀況，參與某些重大決策。有些父母死慳死抵都要資助孩子上大學，也有些父母認為，如果孩子得負擔部分開銷，他會更珍惜這個機會。父母在規畫子女的教育經費時，除了有能力負擔外，還要訓練孩子獨立自主的理財觀。就算家長有足夠能力供孩子念書，還是要學習如何與孩子溝通，不要把所有責任都往自己肩上扛。
上週買賣成交個案
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line-height:10.5pt;mso-line-height-rule:exactly;layout-grid-mode:char'><span
style='font-size:9.0pt;font-family:新細明體'>物業地址<span lang=EN-US><o:p></o:p></span></span></p>
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mso-line-height-rule:exactly;layout-grid-mode:char'><span style='font-size:
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<p class=MsoNormal align=center style='text-align:center;line-height:10.5pt;
mso-line-height-rule:exactly;layout-grid-mode:char'><span style='font-size:
9.0pt;font-family:新細明體'>售價<span lang=EN-US>(HK$)</span></span><span
lang=EN-US style='font-size:9.0pt;font-family:新細明體;mso-fareast-language:ZH-HK'><o:p></o:p></span></p>
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<td width=128 style='width:96.0pt;border:solid windowtext 1.0pt;border-left:
none;mso-border-left-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt;
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<p class=MsoNormal align=center style='text-align:center;line-height:10.5pt;
mso-line-height-rule:exactly;layout-grid-mode:char'><span style='font-size:
9.0pt;font-family:新細明體'>租客<span lang=EN-US><o:p></o:p></span></span></p>
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<td width=80 style='width:60.0pt;border:solid windowtext 1.0pt;border-left:
none;mso-border-left-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt;
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<p class=MsoNormal align=center style='text-align:center;line-height:10.5pt;
mso-line-height-rule:exactly;layout-grid-mode:char'><span style='font-size:
9.0pt;font-family:新細明體'>回報率<span lang=EN-US>(%)<o:p></o:p></span></span></p>
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<tr style='mso-yfti-irow:1;height:5.0pt'>
<td width=304 style='width:228.0pt;border:solid windowtext 1.0pt;border-top:
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<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>香港銅鑼灣銅鑼灣道<span lang=EN-US>41號地下連閣樓<o:p></o:p></span></span></p>
</td>
<td width=112 style='width:84.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
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<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>110+110<o:p></o:p></span></p>
</td>
<td width=120 style='width:90.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>220萬<o:p></o:p></span></p>
</td>
<td width=128 style='width:96.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
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<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>利輝水電工程<span lang=EN-US><o:p></o:p></span></span></p>
</td>
<td width=80 style='width:60.0pt;border-top:none;border-left:none;border-bottom:
solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;mso-border-top-alt:
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<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>4.6<o:p></o:p></span></p>
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</tr>
<tr style='mso-yfti-irow:2;height:5.0pt'>
<td width=304 style='width:228.0pt;border:solid windowtext 1.0pt;border-top:
none;mso-border-top-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt;
padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>新界元朗安良里<span lang=EN-US>5號地下1,2號舖<o:p></o:p></span></span></p>
</td>
<td width=112 style='width:84.0pt;border-top:none;border-left:none;
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<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>1500+1500<o:p></o:p></span></p>
</td>
<td width=120 style='width:90.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
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mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>545萬<o:p></o:p></span></p>
</td>
<td width=128 style='width:96.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
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<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
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<td width=80 style='width:60.0pt;border-top:none;border-left:none;border-bottom:
solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;mso-border-top-alt:
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solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
</td>
</tr>
<tr style='mso-yfti-irow:3;height:5.0pt'>
<td width=304 style='width:228.0pt;border:solid windowtext 1.0pt;border-top:
none;mso-border-top-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt;
padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>香港北角英皇道<span lang=EN-US>460-470號一樓<o:p></o:p></span></span></p>
</td>
<td width=112 style='width:84.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
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mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>16100<o:p></o:p></span></p>
</td>
<td width=120 style='width:90.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
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mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>1.05億<o:p></o:p></span></p>
</td>
<td width=128 style='width:96.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
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mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>彩臨門酒樓<span lang=EN-US><o:p></o:p></span></span></p>
</td>
<td width=80 style='width:60.0pt;border-top:none;border-left:none;border-bottom:
solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;mso-border-top-alt:
solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;mso-border-alt:
solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>5.7<o:p></o:p></span></p>
</td>
</tr>
<tr style='mso-yfti-irow:4;height:5.0pt'>
<td width=304 style='width:228.0pt;border:solid windowtext 1.0pt;border-top:
none;mso-border-top-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt;
padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>九龍旺角通菜街<span lang=EN-US>228號地下<o:p></o:p></span></span></p>
</td>
<td width=112 style='width:84.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>1080+300<o:p></o:p></span></p>
</td>
<td width=120 style='width:90.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>1600萬<o:p></o:p></span></p>
</td>
<td width=128 style='width:96.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
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<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>粥皇湯后<span lang=EN-US><o:p></o:p></span></span></p>
</td>
<td width=80 style='width:60.0pt;border-top:none;border-left:none;border-bottom:
solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;mso-border-top-alt:
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solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>4.9<o:p></o:p></span></p>
</td>
</tr>
<tr style='mso-yfti-irow:5;height:5.0pt'>
<td width=304 style='width:228.0pt;border:solid windowtext 1.0pt;border-top:
none;mso-border-top-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt;
padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>香港西環皇后大道西<span lang=EN-US>455-485號地下23號舖<o:p></o:p></span></span></p>
</td>
<td width=112 style='width:84.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>1000<o:p></o:p></span></p>
</td>
<td width=120 style='width:90.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>460萬<o:p></o:p></span></p>
</td>
<td width=128 style='width:96.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
</td>
<td width=80 style='width:60.0pt;border-top:none;border-left:none;border-bottom:
solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;mso-border-top-alt:
solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;mso-border-alt:
solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
</td>
</tr>
<tr style='mso-yfti-irow:6;height:5.0pt'>
<td width=304 style='width:228.0pt;border:solid windowtext 1.0pt;border-top:
none;mso-border-top-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt;
padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>香港灣仔大王東街<span lang=EN-US>7-11號地下A號舖<o:p></o:p></span></span></p>
</td>
<td width=112 style='width:84.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>500<o:p></o:p></span></p>
</td>
<td width=120 style='width:90.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>1230萬<o:p></o:p></span></p>
</td>
<td width=128 style='width:96.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>彬記國際<span lang=EN-US><o:p></o:p></span></span></p>
</td>
<td width=80 style='width:60.0pt;border-top:none;border-left:none;border-bottom:
solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;mso-border-top-alt:
solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;mso-border-alt:
solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
</td>
</tr>
<tr style='mso-yfti-irow:7;height:5.0pt'>
<td width=304 style='width:228.0pt;border:solid windowtext 1.0pt;border-top:
none;mso-border-top-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt;
padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>香港灣仔汕頭街<span lang=EN-US>5-7號地下<o:p></o:p></span></span></p>
</td>
<td width=112 style='width:84.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>1200<o:p></o:p></span></p>
</td>
<td width=120 style='width:90.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>1380萬<o:p></o:p></span></p>
</td>
<td width=128 style='width:96.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
</td>
<td width=80 style='width:60.0pt;border-top:none;border-left:none;border-bottom:
solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;mso-border-top-alt:
solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;mso-border-alt:
solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
</td>
</tr>
<tr style='mso-yfti-irow:8;height:5.0pt'>
<td width=304 style='width:228.0pt;border:solid windowtext 1.0pt;border-top:
none;mso-border-top-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt;
padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>香港灣仔駱克道<span lang=EN-US>466號二樓<o:p></o:p></span></span></p>
</td>
<td width=112 style='width:84.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>800<o:p></o:p></span></p>
</td>
<td width=120 style='width:90.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>280萬<o:p></o:p></span></p>
</td>
<td width=128 style='width:96.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
</td>
<td width=80 style='width:60.0pt;border-top:none;border-left:none;border-bottom:
solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;mso-border-top-alt:
solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;mso-border-alt:
solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
</td>
</tr>
<tr style='mso-yfti-irow:9;height:5.0pt'>
<td width=304 style='width:228.0pt;border:solid windowtext 1.0pt;border-top:
none;mso-border-top-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt;
padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>香港中環德輔道中<span lang=EN-US>236-242號全幢<o:p></o:p></span></span></p>
</td> <td width=112 style='width:84.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>48735<o:p></o:p></span></p>
</td>
<td width=120 style='width:90.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>3.35億<o:p></o:p></span></p>
</td>
<td width=128 style='width:96.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>中國銀行<span lang=EN-US><o:p></o:p></span></span></p>
</td>
<td width=80 style='width:60.0pt;border-top:none;border-left:none;border-bottom:
solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;mso-border-top-alt:
solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;mso-border-alt:
solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
</td>
</tr>
<tr style='mso-yfti-irow:10;height:5.0pt'>
<td width=304 style='width:228.0pt;border:solid windowtext 1.0pt;border-top:
none;mso-border-top-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt;
padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>香港中環威靈頓街<span lang=EN-US>71號地下<o:p></o:p></span></span></p>
</td>
<td width=112 style='width:84.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>850+500<o:p></o:p></span></p>
</td>
<td width=120 style='width:90.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>2738萬<o:p></o:p></span></p>
</td>
<td width=128 style='width:96.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>福滿源食店外賣<span lang=EN-US><o:p></o:p></span></span></p>
</td>
<td width=80 style='width:60.0pt;border-top:none;border-left:none;border-bottom:
solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;mso-border-top-alt:
solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;mso-border-alt:
solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>2.8<o:p></o:p></span></p>
</td>
</tr>
<tr style='mso-yfti-irow:11;height:5.0pt'>
<td width=304 style='width:228.0pt;border:solid windowtext 1.0pt;border-top:
none;mso-border-top-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt;
padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>香港中環堅道<span lang=EN-US>124號一樓<o:p></o:p></span></span></p>
</td>
<td width=112 style='width:84.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>1200<o:p></o:p></span></p>
</td>
<td width=120 style='width:90.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>1300萬<o:p></o:p></span></p>
</td>
<td width=128 style='width:96.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
</td>
<td width=80 style='width:60.0pt;border-top:none;border-left:none;border-bottom:
solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;mso-border-top-alt:
solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;mso-border-alt:
solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
</td>
</tr>
<tr style='mso-yfti-irow:12;height:5.0pt'>
<td width=304 style='width:228.0pt;border:solid windowtext 1.0pt;border-top:
none;mso-border-top-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt;
padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>香港灣仔駱克道<span lang=EN-US>332-334號全幢<o:p></o:p></span></span></p>
</td>
<td width=112 style='width:84.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
</td>
<td width=120 style='width:90.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>1.828億<o:p></o:p></span></p>
</td>
<td width=128 style='width:96.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
</td>
<td width=80 style='width:60.0pt;border-top:none;border-left:none;border-bottom:
solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;mso-border-top-alt:
solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;mso-border-alt:
solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
</td>
</tr>
<tr style='mso-yfti-irow:13;height:5.0pt'>
<td width=304 style='width:228.0pt;border:solid windowtext 1.0pt;border-top:
none;mso-border-top-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt;
padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>九龍旺角太子道<span lang=EN-US>135-137號地下<o:p></o:p></span></span></p>
</td>
<td width=112 style='width:84.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>2000<o:p></o:p></span></p>
</td>
<td width=120 style='width:90.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>3400萬<o:p></o:p></span></p>
</td>
<td width=128 style='width:96.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
</td>
<td width=80 style='width:60.0pt;border-top:none;border-left:none;border-bottom:
solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;mso-border-top-alt:
solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;mso-border-alt:
solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
</td>
</tr>
<tr style='mso-yfti-irow:14;height:5.0pt'>
<td width=304 style='width:228.0pt;border:solid windowtext 1.0pt;border-top:
none;mso-border-top-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt;
padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>九龍深水埔巴域街<span lang=EN-US>1號地下<o:p></o:p></span></span></p>
</td>
<td width=112 style='width:84.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>1000<o:p></o:p></span></p>
</td>
<td width=120 style='width:90.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>1380萬<o:p></o:p></span></p>
</td>
<td width=128 style='width:96.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>聯佳?茸海味<span lang=EN-US><o:p></o:p></span></span></p>
</td>
<td width=80 style='width:60.0pt;border-top:none;border-left:none;border-bottom:
solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;mso-border-top-alt:
solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;mso-border-alt:
solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
</td>
</tr>
<tr style='mso-yfti-irow:15;height:5.0pt'>
<td width=304 style='width:228.0pt;border:solid windowtext 1.0pt;border-top:
none;mso-border-top-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt;
padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>新界荃灣沙咀道<span lang=EN-US>283號地下<o:p></o:p></span></span></p>
</td>
<td width=112 style='width:84.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>1000+1000<o:p></o:p></span></p>
</td>
<td width=120 style='width:90.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>2820萬<o:p></o:p></span></p>
</td>
<td width=128 style='width:96.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>Hang Ten時裝<o:p></o:p></span></p>
</td>
<td width=80 style='width:60.0pt;border-top:none;border-left:none;border-bottom:
solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;mso-border-top-alt:
solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;mso-border-alt:
solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
</td>
</tr>
<tr style='mso-yfti-irow:16;height:5.0pt'>
<td width=304 style='width:228.0pt;border:solid windowtext 1.0pt;border-top:
none;mso-border-top-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt;
padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>九龍觀塘嘉樂街<span lang=EN-US>17-33號地下C號舖<o:p></o:p></span></span></p>
</td>
<td width=112 style='width:84.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>1400+300<o:p></o:p></span></p>
</td>
<td width=120 style='width:90.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>600萬<o:p></o:p></span></p>
</td>
<td width=128 style='width:96.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>健康食品<span lang=EN-US><o:p></o:p></span></span></p>
</td>
<td width=80 style='width:60.0pt;border-top:none;border-left:none;border-bottom:
solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;mso-border-top-alt:
solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;mso-border-alt:
solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'><o:p> </o:p></span></p>
</td>
</tr>
<tr style='mso-yfti-irow:17;height:5.0pt'>
<td width=304 style='width:228.0pt;border:solid windowtext 1.0pt;border-top:
none;mso-border-top-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt;
padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>九龍旺角亞皆老徍<span lang=EN-US>124-124M地下18號舖<o:p></o:p></span></span></p>
</td>
<td width=112 style='width:84.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>1300<o:p></o:p></span></p>
</td>
<td width=120 style='width:90.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>1150萬<o:p></o:p></span></p>
</td>
<td width=128 style='width:96.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span style='font-size:9.0pt;font-family:新細明體;
mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>中醫<span lang=EN-US><o:p></o:p></span></span></p>
</td>
<td width=80 style='width:60.0pt;border-top:none;border-left:none;border-bottom:
solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;mso-border-top-alt:
solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;mso-border-alt:
solid windowtext .5pt;padding:0cm 1.4pt 0cm 1.4pt;height:5.0pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體;mso-bidi-font-family:新細明體;mso-font-kerning:0pt'>4<o:p></o:p></span></p>
</td>
</tr>
<tr style='mso-yfti-irow:18;mso-yfti-lastrow:yes'>
<td width=304 style='width:228.0pt;border:solid windowtext 1.0pt;border-top:
none;mso-border-top-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt;
padding:0cm 5.4pt 0cm 5.4pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;tab-stops:right 253.2pt;
layout-grid-mode:char'><span lang=EN-US style='font-size:9.0pt;font-family:
新細明體'><o:p> </o:p></span></p>
</td>
<td width=112 style='width:84.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;layout-grid-mode:char'><span
lang=EN-US style='font-size:9.0pt;font-family:新細明體'><o:p> </o:p></span></p>
</td>
<td width=120 style='width:90.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;layout-grid-mode:char'><span
lang=EN-US style='font-size:8.0pt;font-family:細明體;mso-bidi-font-family:新細明體'><o:p> </o:p></span></p>
</td>
<td width=128 style='width:96.0pt;border-top:none;border-left:none;
border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;
mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;
mso-border-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt'>
<p class=MsoNormal style='text-align:justify;text-justify:inter-ideograph;
line-height:10.5pt;mso-line-height-rule:exactly;layout-grid-mode:char'><b
style='mso-bidi-font-weight:normal'><span style='font-size:8.0pt;font-family:
細明體'>平均回報率</span></b><span lang=EN-US style='font-size:8.0pt;font-family:
細明體;mso-bidi-font-family:新細明體'><o:p></o:p></span></p>
</td>
<td width=80 style='width:60.0pt;border-top:none;border-left:none;border-bottom:
solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;mso-border-top-alt:
solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;mso-border-alt:
solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt'>
<p class=MsoNormal style='margin-left:-5.4pt;mso-para-margin-left:-.45gd;
text-align:justify;text-justify:inter-ideograph;line-height:10.5pt;
mso-line-height-rule:exactly;mso-pagination:widow-orphan;layout-grid-mode:
char'><span lang=EN-US style='font-size:9.0pt;font-family:新細明體;mso-bidi-font-family:
新細明體;mso-font-kerning:0pt'>4.4%<o:p></o:p></span></p>
</td>
</tr>
</table>